Free tool · no email, no account

What does this contract actually require?

A client contract, lease, or subcontract lands in your inbox with a page of insurance language, and a deal is waiting on it. Paste that section below and you’ll get a plain-English checklist of exactly what it demands — with the contract’s own wording beside every item, so you can see where each requirement came from.

  • Nothing goes to an AI. This reads the text with plain pattern-matching, so it can’t invent a requirement that isn’t there.
  • Nothing is stored. Your contract is read in memory and discarded — never logged, never saved, never emailed anywhere unless you choose to send it.
  • Nothing is asked of you. No email, no account, no limit on how many times you use it.

Just the insurance article is enough — usually one to two pages.

Also paste your certificate, and I’ll show you where you fall short optional

The limits column off your ACORD 25 is enough. Nothing is stored, and this compares two documents’ numbers — a certificate is not the policy, so only your policy and a licensed advisor can confirm what you actually carry.

Why a checklist beats a read-through

The requirements that stall deals are rarely the dollar limits — those are easy to read. It’s the wording underneath them. A certificate of insurance grants nothing by itself. Additional insured for ongoing operations and for completed operations are two different endorsements. Waiver of subrogation is a third, and primary & non-contributory a fourth. A contract can ask for all four in one sentence, and a certificate showing none of them still looks perfectly valid.

This tool pulls each of those apart and tells you what the mechanic is, so the conversation with your broker starts at “here’s what’s missing” instead of “can you look at this?”